If you have a 401k or IRA, you’ve already lost the game of money and you don’t even know it yet! Your advisor doesn’t even know it yet. There is 1 enormous flaw to your 401k and its called the 4% Rule…The dirty secret that your 401k was not designed to produce good income, like mathematically impossible. The 4% Rule works like this… However much money you have saved up when you arrive to retirement, you should only reasonably withdraw 4% of it annually to avoid the risk of running out of money too soon. What does that look like for you? $100k saves- $4000 of annual income $500,000- $20,000 The elusive $1,000,000 portfolio all these “gurus” talk about- $40,000 of taxable income. You are a millionaire living barely above poverty levels… It really doesn’t matter how good your 401k is… with the 4% Rule… it will always produce low retirement income… Do you know how much income MPI can produce? Up to 15%! Im Curtis Ray Always Be Compounding!