Name: Paul G.
Location: Los Angeles, CA
Answer:
Most retirement plans go through 3 phases and how you finish the last phase determines your retirement income. Traditional plans typically accumulate (grow the nest-egg) in more aggressive stocks for the highest returns as the top priority, then they taper off into more security-based options such as bonds for returns around 4%, and ultimately distribute low retirement income (The 4% Rule). MPI™ also has 3 phases but with a focus on the highest distributions rather than fastest growth. Secure accumulation (slow and steady), accelerate through the RELOC™ feature (additional capital available for increased Compound Interest), and then distribute up to 15%. MPI™, because it is designed for retirement income as the priority, can produce up to 4x more income on the same account value.